TPM Cafe: Opinion

Thanks, Affordable Care Act. Now Young People Are Covered.

AP Photo

The new marketplaces will provide Allison and America's 19 million other uninsured young adults (ages 18 to 34) access to new, affordable coverage. Millions of currently uninsured young adults could be eligible for free or discounted health care coverage as states modify their Medicaid eligibility requirements and individuals earning less than $46,000 take advantage of automatic monthly tax credits.

For Allison, today is a game changer and will give her more comprehensive and affordable coverage options. A 27 year old with an annual income of $25,000 will, on average, be able to purchase a policy for about $83 per month after premium tax credits. That's a plan that actually covers needed benefits - including free preventive care.

Because access to affordable coverage will not be tied to an employer, the Marketplaces also give young people new freedom to explore their career options. This could have remarkable benefits for our economy and give entrepreneurial young adults the chance to open their own small businesses without jeopardizing their economic security.

Today is an exciting day for millions of uninsured young, healthy people like Allison, who work hard at a job they love every single day. But for the one in six uninsured young adults that suffer from a pre-existing condition, today is the beginning of a new era. Millions of young people will no longer face the threat of being denied coverage, be subject to higher premiums for having a chronic condition like asthma, nor live in constant fear of experiencing a life-changing accident that could leave them bankrupt.

No one should have to live in constant worry; thankfully after today, Allison and millions of others won't have to. Colin Seeberger is the National Communications Associate at Young Invincibles, an organization committed to amplifying the voices of young adults, ages 18 to 34, and expanding economic opportunity for our generation. Young Invincibles ensures that young adults are represented in today's most pressing societal debates through cutting-edge policy research & analysis, and innovative campaigns designed to educate, inform and mobilize our generation to change the status quo.

Young uninsured adults can educate themselves about their new options and how to navigate the enrollment process by checking out Young Invincibles' Roadmap to Coverage and Healthy Young America campaign.